Moniepoint Personal Banking1.76.0 - Google Play
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Publisher Description
Instant money transfer, up to 20% savings interest, debit cards & USSD banking.
Looking for a fast, reliable online banking app in Nigeria? Moniepoint Personal Banking gives you instant money transfers, free virtual cards, affordable physical debit cards, and high-yield savings accounts designed for your everyday lifestyle.
Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking.
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Instant & Reliable Money Transfers
• Enjoy fast money transfers with 99.9% uptime that never leave you stranded.
• Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria.
• Zero-fee monthly transfers for eligible young adults and students (ages 16–24).
• Get instant debit and credit transaction alerts directly on your phone.
💳
Free Virtual Cards & Instant Physical Debit Cards
• Free Virtual Cards:
- Generate a secure virtual card in 1 minute with ₦0 issuance fee.
- Enjoy 100% free card maintenance with zero monthly or annual fees.
- Shop safely online, pay for digital subscriptions, and manage web checkouts with ease.
• Physical ATM Debit Cards:
- Get a durable physical debit card for only ₦1,000.
- Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700.
- Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you.
- Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide.
- In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap.
💰
High-Interest Savings & Daily Returns
• Earn up to 20% annual interest on your savings with daily interest alerts.
• Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money.
• Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals.
• Flexible Savings: Save for emergencies and withdraw anytime.
• Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns.
📶
Offline USSD Banking (*5573#)
• Bank without data or an internet connection.
• Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime.
💡
Airtime, Data & Utility Bill Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds.
• Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards.
💼
Salary Accounts, Student Banking & Quick Credit
• Open a salary account and receive payments with zero delays.
• Access quick emergency cash and flexible overdraft solutions.
• Tailored for students, NYSC corps members, freelancers, and salary earners.
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SAFE, SECURE & FULLY REGULATED
🔒 Bank-Grade Security & Deposit Protection
• Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Protected with biometric fingerprint/facial login, 2FA, and 24/7 automated fraud monitoring.
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24/7 CUSTOMER CARE & SUPPORT
We are always available to help you with your account:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today — the smart online bank that works when you need it!
About Moniepoint Personal Banking
Moniepoint Personal Banking is a free app for Android published in the Accounting & Finance list of apps, part of Business.
The company that develops Moniepoint Personal Banking is Moniepoint. The latest version released by its developer is 1.76.0.
To install Moniepoint Personal Banking on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-09-28 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Moniepoint Personal Banking as malware as malware if the download link to com.moniepoint.personal is broken.
The company that develops Moniepoint Personal Banking is Moniepoint. The latest version released by its developer is 1.76.0.
To install Moniepoint Personal Banking on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-09-28 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Moniepoint Personal Banking as malware as malware if the download link to com.moniepoint.personal is broken.
How to install Moniepoint Personal Banking on your Android device:
- Click on the Continue To App button on our website. This will redirect you to Google Play.
- Once the Moniepoint Personal Banking is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
- A pop-up window with the permissions required by Moniepoint Personal Banking will be shown. Click on Accept to continue the process.
- Moniepoint Personal Banking will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.
Program Details
System requirements
Operating systems
Android
Download information
File size
N/A
Total downloads
0
Pricing
License model
Free
Price
Version History
Here you can find the changelog of Moniepoint Personal Banking since it was posted on our website on 2025-10-22. The latest version is 1.76.0 and it was updated on Apps112 on 02 November, 2026. See below the changes in each version:
version 1.76.0
posted on 2026-09-28
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Disclaimer
Official Google Play Link
We do not host Moniepoint Personal Banking on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for Moniepoint Personal Banking is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
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